🗺️ Buying
New to buying? This visual timeline walks you through the whole journey — from getting pre-approved to picking up your keys — with realistic timeframes for each step, so you always know what's coming next.
From "let's start looking" to keys in hand. Every purchase is a little different, but here's the path most buyers follow — usually about 30–45 days from accepted offer to closing.
Know your credit score (aim for 640+) and settle on a comfortable price range and monthly payment.
Share income and asset documents with a lender to lock in your price range, rate, and loan terms. We can refer you to trusted lenders on our team to help you land the best rates possible.
Contact us for a lender referral →Partner with us to guide your search, run comps, and negotiate on your behalf.
Tour homes that match your must-haves and refine what matters most.
Submit a purchase offer with price, closing date, and the contingencies that protect you.
Place a good-faith deposit into escrow to show the seller you're serious.
A pro checks the home's condition — negotiate repairs or walk away if needed.
Your lender orders an appraisal to confirm the home is worth the price.
Finalize your paperwork; the lender verifies everything and issues final approval.
Line up a policy — your lender requires coverage in place before closing.
Check your final loan terms and closing costs — you'll get this at least 3 business days before closing.
Confirm the home is in the expected condition right before you sign.
Sign the paperwork and wire your funds (verify wire details by phone first).
Congratulations — you're a homeowner! Time to settle in.
Your first payment is usually due about a full month after closing.